Karl-Heinz “Charlie“ was born 1954 in Stuttgart, Germany.
Upon completion of school, he completed a 2 years aprenticeship with the local savings bank in Tuebingen. After 15 month of mandatory military service he continued his studies at the European Busines School (ESB) in Reutlingen, Germany receiving his diploma in International Busines & Management in 1979.
He then worked for 8 years with Bank of America in Frankfurt (Ass. Vice President), and another 8 years with Goldman, Sachs in New York, London and Frankurt, before spending 10 years as the Head of Fixed Income with Hypovereinbank in Munich. There, he was Managing Director reporting directly to the Board.
His 25 years experience in investment banking covers, Foreign Exchange, Fixed Income Trading, Debt Capital Markets & Risk Management. During his asignement in Munich he was responsible for the funding of Hypovereinbank which at the time the largest mortgage banks in Europe.
In 2006 he founded the consulting company Kapries Ltd in Cyprus to advise insitutions and private wealth on various matter of capital markts investments. After 7 years in Cyprus Charlie and his family moved back to Karlsruhe, Germany in 2011. Having previously advised Urbanista, in 2012 Charlie joined the group together with Stefan Munch as a partner to establish its business in Germany.
Charlie is fluent in English and German.